May 15, 2022

What EVERYONE Needs To Do With Their Money ASAP

Go to http://public.com/graham and use code GRAHAM and you’ll receive a randomized free stock worth up to $1000 once you open an account! Enjoy! Add me on Instagram: GPStephan NEW BANKROLL COFFEE NOW FOR SALE: http://www.bankrollcoffee.com DOWNLOAD MY NEW FINANCIAL…


Go to http://public.com/graham and use code GRAHAM and you’ll receive a randomized free stock worth up to $1000 once you open an account! Enjoy! Add me on Instagram: GPStephan

NEW BANKROLL COFFEE NOW FOR SALE: http://www.bankrollcoffee.com

DOWNLOAD MY NEW FINANCIAL APP: https://hungrybull.page.link/graham

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THE NEW PODCAST: https://www.youtube.com/channel/UCMSYZVlQmyG8_2MkIKzg0kw

The YouTube Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://the-real-estate-agent-academy.teachable.com/p/the-youtube-creator-academy/?product_id=1010756&coupon_code=100OFF – $100 OFF WITH CODE 100OFF

My ENTIRE Camera and Recording Equipment:
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FIRST: REDUCE YOUR SPENDING
immediately go and sign up for a budgeting software like Mint.com or PersonalCapital.com.

PART 1, Review ALL of your spending throughout the last 60 days and identify those charges.
PART 1 is going to be MANDATORY SPENDING.
PART 2 is going to be your DISCRETIONARY SPENDING
PART 3: I want you to CUT BACK ON ALL NON ESSENTIAL DISCRETIONARY SPENDING THAT YOU KNOW YOU CAN LIVE WITHOUT.
PART 4: SAVE THE DIFFERENCE.

Doing this is all about identifying what you don’t absolutely need, cutting back on what doesn’t matter, and then saving the difference for where it matters the most.

SECOND: SAVE THE DIFFERENCE
This is basically going to become your insurance policy in case you lose your job, can’t afford to keep up with your MANDATORY expenses, don’t want to sell your investments now at a loss, and need something to fall back on.

Now, in terms of WHERE to put your emergency fund…you want to make sure it’s somewhere safe, and PREFERABLY, somewhere that pays you a little interest. And, for that…we have the almighty HIGH INTEREST SAVINGS ACCOUNT.

In addition to this…if you want a SLIGHTLY better return and don’t need the money immediately, you could consider Stable Coins.

THIRD, I just want it in here, that if you have any high interest rate debt…like credit card debt….now is the time to pay that off, so you don’t accrue EVEN MORE interest that’ll make your situation worse than it needs to be.

FOURTH, You’ll need to do your best to KEEP YOUR JOB, Take on side hustles, and CONTINUE WORKING, if at all possible.

And FIFTH…once you’ve made sure your job is secure, your emergency fund is in place, and you’ve maximized how much money you’re making…you should begin consistently investing into the markets to buy the dip on a regular basis – no matter what happens.

For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com

*This is a paid endorsement for Public.com. Offer valid for U.S. residents 18+ and subject to account approval. This is not a recommendation. You can lose money with any investment. Open To The Public Investing is a member of FINRA & SIPC. Regulatory and firm fees apply. See Public.com/disclosures/

*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/

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